Houston & The Woodlands, Texas
A Texas CPA who actually does your books.
Bookkeeping, payroll, and financial advisory for small businesses, solo founders, and freelancers across Greater Houston. Every reconciliation, journal entry, and report is prepared personally by Brian Vincent, CPA — start to finish.
No obligation. No sales script. We scope the actual work and you get a real number.
100% Houston-based
No offshoring. Your financial records never leave the United States, and never pass through a third-party data-entry pool.
CPA-delivered work
No junior staff learning on your account. No rotating preparers. The same credentialed CPA every month.
Honestly scoped
Priced to the actual work after a real diagnostic. No teaser quotes that double once we open the books.
What we do
Back-office accounting, built to be handed off and forgotten.
Five service lines. Take one, or let them stack as the business grows.
Monthly bookkeeping
Monthly close, bank and card reconciliations, transaction categorization, and CPA-prepared financial statements delivered on a predictable schedule.
Catch-up & cleanup
Behind on the books, or inherited a mess from the last provider? Fixed pricing per month of catch-up, scoped after a free diagnostic — not billed open-ended by the hour.
Payroll setup & management
Built and run in QuickBooks Online Payroll or Gusto. Quarterly 941 and TWC filings included. Year-end W-2s handled.
1099s & year-end filing
Contractor tracking, W-9 collection and vendor verification, 1099-NEC filing, year-end close packages, and Texas Franchise No Tax Due reports.
Fractional CFO & advisory
Cash flow forecasting, budgeting, KPI dashboards, pricing and margin analysis, and lender packages — strategic finance without a full-time hire.
Not sure what you need?
That's what the free diagnostic is for. Thirty minutes, no obligation, and you leave knowing what the work actually costs.
Monthly bookkeeping plans
Published pricing, because you shouldn't have to sit through a call to learn the number.
Houston-area bookkeeping runs from roughly $150/month offshore to $2,500+/month at full-service firms. These rates sit at the accessible end of that range, scoped honestly to the actual work.
Starter
Up to 30 transactions / month
- Single bank account
- Clean books only
- Monthly reconciliation
- P&L + balance sheet
- Email support
Essential
Up to 125 transactions / month
- Up to 3 accounts
- Full monthly close
- Standard financial statements
- Quarterly review call
- Year-end 1099 prep
Growth
Up to 300 transactions / month
- Up to 5 accounts
- Class / location tracking
- AP & AR oversight
- Monthly review call
- 1099s + sales tax filing
Scale
Up to 700 transactions / month
- Unlimited accounts
- Inventory & COGS
- Custom reporting
- Bi-weekly check-ins
- Light advisory included
Which tier fits? Transaction count is a starting point. Actual pricing also depends on the number of bank and card accounts, payment platforms (Stripe, Square, PayPal), inventory, AR/AP volume, and whether the books are already clean. The free 30-minute diagnostic call locks in your tier.
Starter is for clean books only. If you're behind, uncategorized, or running multiple accounts, a cleanup project comes first.
Onboarding: $250 one-time, waived with a 6-month commitment. Add-ons: additional bank or card account +$35/mo each; multi-entity +$175/mo per entity.
Catch-up & cleanup projects
Fixed pricing per month of catch-up work, scoped after a free 30-minute diagnostic call.
| Scope | Per month of cleanup | Typical turnaround |
|---|---|---|
| Light — categorized but unreconciled | $150 | 1–2 weeks |
| Standard — uncategorized + missing recs | $250 | 2–3 weeks |
| Deep — chart rebuild, prior-year corrections, multi-entity | $400 | 3–6 weeks |
| QuickBooks Online setup + chart of accounts build | $500 flat | 1 week |
Cleanups crossing into a prior filed tax year include an additional $200 reconciliation-to-return tie-out.
Payroll, 1099s & year-end
Built and managed in QuickBooks Online Payroll or Gusto. You pay the payroll software subscription directly.
| Service | Price |
|---|---|
| Payroll system setup (up to 5 employees) | $300 flat |
| Payroll management — base | $75 / run |
| Each additional employee beyond 5 | +$8 / run |
| Quarterly payroll tax filings (941, TWC) | Included |
| Year-end W-2 filing | $15 / W-2 |
| Contractor onboarding & 1099 tracking | $25 / contractor / yr |
| 1099-NEC filing — first 5 contractors | $150 flat |
| Each additional 1099-NEC | $15 each |
| W-9 collection & vendor verification | $25 / vendor |
| Year-end book close & CPA tie-out package | $300 flat |
| Texas Franchise Tax — No Tax Due Report | $150 flat |
Payroll management is 20% off when bundled with any monthly bookkeeping plan.
Fractional CFO & advisory
Strategic financial leadership without a full-time hire.
Cash flow forecasting, budgeting, KPI dashboards, lender packages, and operator-grade financial reviews — drawing on prior consulting work across apparel, supplements, and a nine-figure restructuring engagement.
Advisory Lite
- One 60-minute monthly strategy call
- Financial review & insights
- Email support between calls
Advisory Plus
- Two strategy calls + ad-hoc Slack/email
- Rolling 13-week cash flow forecast
- KPI dashboard build & maintenance
- Budget vs. actuals reporting
Fractional CFO
- Weekly check-ins + on-demand access
- Board, investor & lender reporting
- Pricing & margin analysis
- Loan or LOC application support
- Department-level budgeting
Project engagements. Loan packages, financial models, and due diligence support are scoped as fixed-fee projects starting at $1,500.
Hourly consulting. Bookkeeping & QuickBooks support at $125/hour; CPA advisory & financial review at $200/hour. Billed in 15-minute increments after the first hour. Rush or same-week turnaround at 1.5× standard rate. The initial 30-minute diagnostic call is free.
How it works
Three steps, and the first one is free.
Free 30-minute diagnostic
We look at where the books actually stand — accounts, platforms, transaction volume, how far behind you are. No sales script, no obligation.
A scoped, fixed quote
You get a written number tied to the real work: a tier, a cleanup scope if one is needed, and exactly what's included. Nothing changes after you sign.
A monthly close you can rely on
Reconciliations, categorization, and CPA-prepared statements on a predictable schedule — so you know your numbers before you need them, not at tax time.
Who you're working with
Brian Vincent, CPA
Texas-licensed CPA based in Houston, serving small businesses across Houston and The Woodlands.
Most small businesses get one of two bad options: an offshore bookkeeping service that's cheap until you need a real answer, or a full-service firm that assigns your account to whoever is available that quarter. Crossroads Growth exists to be the third option — a credentialed CPA who does the work personally, publishes their rates, and stays on the account.
Beyond compliance work, the advisory practice draws on consulting engagements across apparel and supplements brands and a nine-figure restructuring — experience that shows up as operator-grade financial reviews rather than generic reporting.
Engagement terms
- Billing
- Monthly plans invoiced on the 1st, due by the 5th. Projects invoiced 50% at kickoff, 50% at completion.
- Commitment
- Month-to-month with 30-day written notice. Six-month commitments receive 10% off and waived onboarding.
- Who does the work
- All work performed personally by Brian Vincent, CPA in Houston, Texas. No offshore preparers, no junior staff, no third-party data entry.
- Payment
- ACH preferred. Credit card accepted with a 3% surcharge. Rates effective January 1, 2026.
Every engagement starts with a free 30-minute diagnostic call.
Bring your questions and your current setup. You'll leave knowing what tier fits, what a cleanup would cost, and whether this is a fit at all.
No pressure. No obligation.